.header{background:var(--secondary-white);border-bottom:1px solid var(--border-color);box-shadow:var(--shadow-sm);position:sticky;top:0;z-index:100}.header-content{display:flex;justify-content:space-between;align-items:center;padding:1rem 2rem;max-width:1200px;margin:0 auto}.logo{display:flex;align-items:center;gap:.75rem;font-weight:700;font-size:1.5rem;color:var(--primary-green-darker)}.logo-icon{width:40px;height:40px;background:var(--primary-green);border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--text-on-primary)}.nav{display:flex;gap:1rem}.nav-button{display:flex;align-items:center;gap:.5rem;padding:.5rem 1rem;background:var(--secondary-gray-100);border:1px solid var(--border-color);border-radius:6px;color:var(--text-secondary);cursor:pointer;transition:all .2s;font-weight:500}.nav-button:hover{background:var(--primary-green);color:var(--text-on-primary);border-color:var(--primary-green)}.nav-button i{color:inherit}.header-actions{display:flex;align-items:center}.user-menu{position:relative}.user-button{display:flex;align-items:center;gap:.75rem;padding:.5rem .75rem;background:none;border:1px solid var(--border-color);border-radius:8px;cursor:pointer;transition:all .2s;background:var(--secondary-white)}.user-button:hover{background:var(--secondary-gray-50);border-color:var(--secondary-gray-300)}.user-avatar{width:32px;height:32px;border-radius:50%;background:var(--primary-green);color:var(--text-on-primary);display:flex;align-items:center;justify-content:center;font-weight:600;font-size:.875rem}.user-avatar.large{width:48px;height:48px;font-size:1rem}.user-info{display:flex;flex-direction:column;align-items:flex-start;text-align:left}.user-name{font-weight:600;color:var(--text-primary);font-size:.875rem}.user-role{color:var(--text-on-light);font-size:.75rem}.user-dropdown{position:absolute;top:100%;right:0;width:280px;background:var(--secondary-white);border:1px solid var(--border-color);border-radius:8px;box-shadow:var(--shadow-lg);margin-top:.5rem;z-index:1000;overflow:hidden}.dropdown-header{padding:1.5rem;background:var(--secondary-gray-50);border-bottom:1px solid var(--border-color);display:flex;align-items:center;gap:1rem}.user-details{flex:1}.user-email{color:var(--text-on-light);font-size:.875rem;margin:.25rem 0}.user-role-badge{display:inline-block;padding:.25rem .5rem;background:var(--primary-green);color:var(--text-on-primary);border-radius:12px;font-size:.75rem;font-weight:600}.dropdown-divider{height:1px;background:var(--border-color)}.dropdown-item{display:flex;align-items:center;gap:.75rem;width:100%;padding:1rem 1.5rem;background:none;border:none;text-align:left;cursor:pointer;color:#10b981;transition:background-color .2s;font-size:.875rem}.dropdown-item:hover{background:var(--secondary-gray-50)}.dropdown-item.logout{color:var(--error-color)}.dropdown-item.logout:hover{background:#ef44441a}.dropdown-item i{width:16px;text-align:center;color:inherit}.sidebar{width:250px;background:var(--bg-sidebar);color:var(--text-white);flex-shrink:0;border-right:1px solid var(--border-color)}.sidebar-content{padding:1.5rem 0;height:100%}.sidebar-nav{display:flex;flex-direction:column;gap:.25rem}.nav-item{display:flex;align-items:center;gap:.75rem;padding:.75rem 1.5rem;color:var(--secondary-gray-300);text-decoration:none;transition:all .2s;border-left:3px solid transparent;font-weight:500}.nav-item:hover{background:var(--secondary-gray-800);color:var(--secondary-white);border-left-color:var(--primary-green-light)}.nav-item.active{background:var(--secondary-gray-800);color:var(--secondary-white);border-left-color:var(--primary-green);font-weight:600}.nav-item i{width:20px;text-align:center;color:inherit;font-size:1rem}.card{background:var(--bg-card);border:1px solid var(--border-color);border-radius:8px;box-shadow:var(--shadow-sm);overflow:hidden;transition:box-shadow .2s}.card:hover{box-shadow:var(--shadow-md)}.card-header{display:flex;justify-content:space-between;align-items:center;padding:1.5rem;border-bottom:1px solid var(--border-color);background:var(--bg-card)}.card-title{margin:0;color:var(--text-primary);font-weight:600}.card-actions{display:flex;gap:.5rem}.card-content{padding:1.5rem;background:var(--bg-card)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;border:none;border-radius:6px;font-weight:600;cursor:pointer;transition:all .2s;text-decoration:none;font-family:inherit;line-height:1}.btn:focus{outline:2px solid var(--border-focus);outline-offset:2px}.btn-primary{background:var(--primary-green);color:var(--text-on-primary);border:1px solid var(--primary-green)}.btn-primary:hover{background:var(--primary-green-dark);border-color:var(--primary-green-dark);transform:translateY(-1px);box-shadow:var(--shadow-md)}.btn-secondary{background:var(--bg-card);color:var(--text-primary);border:1px solid 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0;font-size:.875rem;text-transform:uppercase;letter-spacing:.05em;font-weight:600}.actions-card{margin-bottom:2rem}.actions-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem}.action-button{flex-direction:column;height:100%;min-height:100px;gap:.75rem;text-align:center;font-weight:600;background:var(--bg-card);border:1px solid var(--border-color);color:var(--text-primary)}.action-button:hover{background:var(--primary-green);color:var(--text-on-primary);border-color:var(--primary-green)}.action-button i{font-size:1.5rem;color:inherit}.recent-activity{margin-top:2rem}.activity-list{display:flex;flex-direction:column;gap:1rem}.activity-item{display:flex;align-items:flex-start;gap:1rem;padding:1rem;border-radius:6px;background:var(--bg-card);border:1px solid var(--border-color)}.activity-icon{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--text-on-primary)}.activity-icon.success{background:var(--success-color)}.activity-icon.info{background:var(--info-color)}.activity-icon.warning{background:var(--warning-color)}.activity-content{flex:1}.activity-content p{margin:0 0 .25rem;color:var(--text-primary);font-weight:500}.activity-time{color:var(--text-tertiary);font-size:.875rem}.input-group{display:flex;flex-direction:column;gap:.5rem;width:100%;margin-bottom:1.5rem}.input-label{font-weight:600;color:#10b981!important;font-size:.875rem;margin-bottom:.25rem}.input-wrapper{position:relative;width:100%}.form-select select{width:100%;background:var(--bg-card);color:var(--text-primary);border:1px solid var(--border-color);border-radius:6px;padding:.75rem 2.5rem .75rem 1rem;font-size:1rem;cursor:pointer;appearance:none;background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%236B7280' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");background-repeat:no-repeat;background-position:right .75rem center;background-size:1rem;transition:all .2s}.form-select select:focus{outline:none;border-color:var(--border-focus);box-shadow:0 0 0 3px var(--primary-green-50);background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23059669' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e")}@media (prefers-color-scheme: dark){.form-select select{background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 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var(--border-color);border-radius:8px;margin-bottom:1.5rem;background:var(--bg-card)}.form-section h4{margin-bottom:1rem;color:var(--text-primary);font-size:1.125rem;font-weight:600}.section-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:1rem}.section-header h4{margin-bottom:0}.action-buttons{display:flex;gap:.5rem}.action-group{display:flex;gap:1rem}.relationship-badge{padding:.25rem .75rem;border-radius:20px;font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.05em}.relationship-badge.relationship-child{background:var(--primary-green-50);color:var(--primary-green-darker);border:1px solid var(--primary-green-100)}.relationship-badge.relationship-spouse{background:#fef3c7;color:#92400e;border:1px solid #FDE68A}.relationship-badge.relationship-parent{background:#e0e7ff;color:#3730a3;border:1px solid #C7D2FE}.status-badge{padding:.25rem .75rem;border-radius:20px;font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.05em}.status-badge.active{background:var(--primary-green-50);color:var(--primary-green-darker);border:1px solid var(--primary-green-100)}.status-badge.inactive{background:var(--secondary-gray-100);color:var(--secondary-gray-700);border:1px solid var(--secondary-gray-200)}.product-badge{padding:.25rem .75rem;background:var(--primary-green);color:var(--text-on-primary);border-radius:6px;font-size:.75rem;font-weight:600;border:1px solid var(--primary-green-dark)}.policy-number{color:var(--primary-green-darker);font-family:Courier New,monospace;font-weight:600}.checkbox-label{display:flex;align-items:center;gap:.75rem;cursor:pointer;font-weight:500;color:#10b981}.checkbox-custom{width:20px;height:20px;border:2px solid var(--border-color);border-radius:4px;display:flex;align-items:center;justify-content:center;transition:all .2s;background:var(--bg-card)}.checkbox-help{font-size:.875rem;color:var(--text-tertiary);margin:.5rem 0 0}.installment-details{background:var(--primary-green-50);border-color:var(--primary-green-light)}.installment-details h5{color:var(--primary-green-darker);font-weight:600}.policy-summary{margin:1.5rem 0}.summary-card{background:var(--primary-green-50);border:1px solid var(--primary-green-100)}.summary-item{display:flex;justify-content:space-between;align-items:center;padding:.75rem 0;border-bottom:1px solid var(--primary-green-100);color:var(--text-primary)}.summary-item strong{color:var(--primary-green-darker);font-weight:600}.policies-stats{margin:2rem 0}.table-container{overflow-x:auto;background:var(--bg-card)}.data-table{width:100%;border-collapse:collapse;background:var(--bg-card)}.data-table th,.data-table td{padding:1rem;text-align:left;border-bottom:1px solid var(--border-color);color:var(--text-primary)}.data-table th{background:var(--primary-green);font-weight:600;color:var(--text-primary);font-size:.875rem;text-transform:uppercase;letter-spacing:.05em;border-bottom:2px solid var(--border-color)}.data-table tr:hover{background:var(--secondary-gray-400)}.form-select{position:relative}.form-select select{width:100%;background:var(--bg-card);color:var(--text-primary);border:1px solid var(--border-color);border-radius:6px;padding:.75rem 2.5rem .75rem 1rem;font-size:1rem;cursor:pointer;appearance:none;background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%236B7280' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");background-repeat:no-repeat;background-position:right .75rem center;background-size:1rem;transition:all .2s}.form-select select:focus{outline:none;border-color:var(--primary-green);box-shadow:0 0 0 3px var(--primary-green-50);background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23059669' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e")}.form-select option{background:var(--bg-card);color:var(--text-primary);padding:12px 16px;margin:4px 0;border-radius:4px;font-size:14px;font-weight:500;border:none}.form-select option:hover{background:var(--primary-green)!important;color:var(--text-on-primary)!important}.form-select option:checked{background:var(--primary-green)!important;color:var(--text-on-primary)!important;font-weight:600}.form-select option:focus{background:var(--primary-green)!important;color:var(--text-on-primary)!important}.form-select.required select{border-left:3px solid var(--error-color)}.form-select.error select{border-color:var(--error-color)}.form-select.error select:focus{border-color:var(--error-color);box-shadow:0 0 0 3px #ef44441a}.application-progress{margin-bottom:2rem;padding-bottom:1.5rem;border-bottom:1px solid var(--border-color)}.progress-steps{display:flex;justify-content:space-between;align-items:center;position:relative}.progress-steps:before{content:"";position:absolute;top:20px;left:0;right:0;height:2px;background:var(--border-color);z-index:1}.progress-step{display:flex;flex-direction:column;align-items:center;position:relative;z-index:2;flex:1}.step-number{width:40px;height:40px;border-radius:50%;background:var(--secondary-gray-200);color:var(--text-secondary);display:flex;align-items:center;justify-content:center;font-weight:600;margin-bottom:.5rem;border:2px solid var(--secondary-gray-300);transition:all .3s}.progress-step.active .step-number,.progress-step.completed 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a{color:var(--primary-green);text-decoration:none;font-weight:600}.terms-checkbox a:hover{text-decoration:underline}.payment-section{text-align:center}.payment-summary{max-width:400px;margin:0 auto 2rem}.payment-details{padding:2rem}.premium-total{font-size:2.5rem;font-weight:700;color:var(--primary-green-darker);margin:1rem 0}.payment-note{color:var(--text-secondary);font-size:.875rem}.payment-options{margin-top:2rem}.payment-methods{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;margin-top:1rem}@media (max-width: 768px){.page-header h1{font-size:1.5rem}.form-section h3{font-size:1.2rem}.terms-checkbox{padding:.2rem}.progress-steps{flex-direction:column;gap:1rem;align-items:flex-start}.progress-steps:before{display:none}.progress-step{flex-direction:row;gap:1rem;width:100%}.step-label{text-align:left}.payment-methods{flex-direction:column;align-items:center}.payment-methods .btn{width:200px}.form-row{grid-template-columns:1fr}.table-container{font-size:.875rem}.data-table th,.data-table td{padding:.5rem}}@media (max-width: 480px){.modal-content{margin:1rem;max-height:calc(100vh - 2rem)}.form-section{padding:1rem}.page-header{flex-direction:column;gap:1rem;align-items:flex-start}.step-indicator{align-self:flex-end}}@media print{.form-actions,.page-header .btn{display:none!important}.card{box-shadow:none!important;border:1px solid #000!important}}.benefit-card{background:#fff;border:1px solid var(--border-color);border-radius:8px;margin-bottom:.75rem;overflow:hidden}.benefit-header{background:var(--primary-green-50);padding:.75rem 1rem;border-bottom:1px solid var(--primary-green-100)}.benefit-title{font-weight:600;color:var(--primary-green-darker);font-size:.875rem}.benefit-content{padding:.75rem 1rem;display:flex;justify-content:space-between;align-items:center}.benefit-label{font-size:.8125rem;color:var(--text-secondary);font-weight:500}.benefit-value{font-weight:600;color:var(--primary-green-darker);font-size:.875rem}@media (max-width: 768px){.mobile-card-view{display:block}.desktop-table-view{display:none}}.plan-card{background:#fff;border:1px solid var(--border-color);border-radius:8px;margin-bottom:.75rem;overflow:hidden}.plan-header{background:var(--primary-green-50);padding:.75rem 1rem;border-bottom:1px solid var(--primary-green-100)}.plan-title{font-weight:600;color:var(--primary-green-darker);font-size:.875rem}.plan-content{padding:.75rem 1rem}.plan-detail{display:flex;justify-content:space-between;align-items:center;padding:.5rem 0;border-bottom:1px solid #eee}.detail-label{font-size:.8125rem;color:var(--text-secondary);font-weight:500}.detail-value{font-weight:600;color:var(--primary-green-darker);font-size:.875rem;text-align:right}.table-note{margin-top:1rem;padding:.5rem;background-color:#b8ddcf;border-radius:4px;font-size:.875rem}@media (max-width: 768px){.table-note,.premium-note{margin:.75rem -.5rem 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